Post-Closing Auditor / Packager (Finance)

Position Summary:

The Post Close Auditor/Packager will play a critical role in two areas within our SBA 7(a) loan company. The first area is providing post-close work by completing required tasks for the Closing department and the bank, along with auditing closed loans for completeness and accuracy. The second area is in providing assistance to the Closing department during the origination process by packaging the loans and obtaining SBA approval via Etran. This position focuses on attention to detail with the audits and extensive document gathering and management to expedite the loan process and ensure compliance with all necessary requirements.

Job Duties - Post Close Auditor:

Verify Etran has the correct closing date, maturity date, payment amount, and UOP. (Save a snip to file if any changes are made)
Track the receipt of the comfort letter from the closing attorney.
Track receipt of disbursements from the closing attorn and disbursing agent(s)
Provide copy of fully-executed loan documents to Borrower and all third-party reports.
Upload the T&C and 159s and Broker Invoice(s) to Etran.
Follow up on post-close documents (as needed, per loan basis).
Follow up on obtaining proof of UCC releases and/or recorded vehicle titles, when applicable.
Audit Jack Henry input
Set up Lereta Tax Tracking
Complete Post Closed SBA file reviews on new SBA loans.
Acquire, execute and/or complete any necessary documentation required for a clean file to ensure readiness for internal and external audits.
Understand and adhere to Community Bank & Trust SBA Loan Policy and the SBA SOP compliance rules and regulations.
Ensure deficiencies are accurately resolved and documentation is received within established deadlines.
Escalate all unresolved issues to management, where appropriate.
Perform other duties that may be required.

Job Duties - Packager:

Check SBA Form 1919s for accuracy, as well as the Form 1919 Certification and Addendum - work with closer to resolve
Clean up file by moving documents to appropriate folders and rename according to naming convention
Complete draft of Beneficial Ownership forms
Handle input into Etran for compliance Pre-Check
Complete Seller's Consent and Certification
Input loan request into Etran to obtain SBA approval. Resolve Hold Codes to obtain SBA approval, working with staff and the Borrower as needed.
Print and save the SBA Terms & Conditions in the loan folder.
Prepare and update Credit Logs - notify Closer if any financials are about to expire, update as reports are received, and ensure all reports are in file.

Required Skills/Abilities:

Strong organizational skills, high level of accuracy and attention to detail.
Excellent time management and multi-tasking skills and ability to set goals, meet deadlines, prioritize work and handle interruptions while maintaining focus on results and quality.
Ability to prioritize and operate with a sense of urgency.
Excellent written and oral communication skills, including the ability to read and interpret written information, recall written and oral instructions provided by others, edit documents for accuracy, grammar, and spelling, write clearly and informatively and communicate information with clarity, tact and diplomacy.
Organized, detail-oriented, and able to multi-task.
Ability to identify issues.
Strong work ethic and ability to stay on task for extended periods of time without distraction.
Excellent customer service and interpersonal skills, including ability to ascertain and respond to customer needs and meet the bank's objectives.
Ability to establish and maintain effective working relationships with co-workers, customers, and vendors. Ability to work effectively both independently and as part of the team.
A team player able to work effectively in a team fostered, multi-tasking environment.
Proficient in Microsoft Office suite, e.g. Excel, PowerPoint, Word, Outlook

Education and Experience:

Bachelor's degree from a 4-year college in Business, Accounting, or Finance preferred
Minimum of one year of experience in commercial/SBA lending

Physical Demands and Work Environment:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodation may be made to enable individuals with disabilities to perform the functions.

While performing the duties of this position, the employee is regularly required to talk or hear. The noise level in the work environment is usually moderate. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. The employee frequently is required to use hands or finger, handle, or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Onsite work environments are climate controlled. ____________________________________________________________________________

Note:

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.

This job description is not designed to cover or contain a comprehensive list of activities, duties, or responsibilities that are required of the employee. They may change, or new ones may be assigned at any time with or without notice. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an "at-will" relationship.